1. Accounting & Tax
Focused on the recording, reporting, and auditing of financial information.
- Public Accounting: Auditing, assurance services, and tax preparation for external clients.
- Corporate/Management Accounting: Internal financial reporting, cost accounting, and payroll management.
- Tax Advisory: Strategic tax planning and compliance with local/international laws.
- Bookkeeping & Clerical: Maintaining ledgers, accounts payable, and accounts receivable.
2. Banking & Lending
Services related to the safeguarding, lending, and movement of money.
- Retail/Consumer Banking: Personal loans, mortgages, and branch management.
- Commercial Banking: Lending and treasury services for small to large businesses.
- Investment Banking: Mergers and acquisitions (M&A), initial public offerings (IPOs), and corporate restructuring.
- Credit Analysis: Evaluating the creditworthiness of individuals or companies.
3. Investment & Wealth Management
Focused on growing and protecting capital for individuals and institutions.
- Financial Planning: Personal advising on retirement, estate planning, and debt management.
- Asset Management: Managing mutual funds, pension funds, or sovereign wealth funds.
- Private Equity & Venture Capital: Investing in private companies or high-growth startups.
- Hedge Funds: Utilizing complex, high-risk strategies for high-net-worth investors.
- Securities Trading: Buying and selling stocks, bonds, and derivatives.
4. Business Operations & Management
Focused on the strategic and daily running of an organization.
- Business Analysis & Strategy: Using data to improve efficiency and identify growth opportunities.
- Project Management: Coordinating timelines, budgets, and resources for specific initiatives.
- Human Resources (HR): Recruitment, benefits administration, and labor relations.
- Logistics & Supply Chain: Managing the flow of goods, including procurement and purchasing.
- Risk & Compliance: Ensuring adherence to financial regulations and identifying potential threats.
5. Specialized Finance & Emerging Fields
Niche areas that have seen significant growth heading into 2026.
- FinTech: Merging technology with financial services (e.g., blockchain, digital payments).
- Sustainable Finance (ESG): Managing green bonds, climate risk, and socially responsible investments.
- Insurance & Actuarial Science: Risk assessment and underwriting for property, health, and life.
- Real Estate Finance: Property appraisal, mortgage brokerage, and commercial real estate investment.